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04-26 12:44 - 'Hello everyone, I was currently in financial distress and I needed a quick loan, my colleague at work introduce me to RichardMill Loan Firm, its a trusted and reliable loan firm and they operate nationwide. I contacted them and...' by /u/VanKaren removed from /r/Bitcoin within 3-13min
''' Hello everyone, I was currently in financial distress and I needed a quick loan, my colleague at work introduce me to RichardMill Loan Firm, its a trusted and reliable loan firm and they operate nationwide. I contacted them and summit application for $55,000 loan it was reviewed and approved they offer loan at 3% interest rate ranging from any amount. Contact them via Email [[email protected]]1 or WhatsApp +16572137971. ''' Context Link Go1dfish undelete link unreddit undelete link Author: VanKaren 1: mailto:[email protected]
04-26 12:34 - 'How i got a quick loan.' (self.Bitcoin) by /u/VanKaren removed from /r/Bitcoin within 0-6min
''' Hello everyone, I was currently in financial distress and I needed a quick loan, my colleague at work introduce me to RichardMill Loan Firm, its a trusted and reliable loan firm and they operate nationwide. I contacted them and summit application for $25,000 loan it was reviewed and approved they offer loan at 3% interest rate ranging from any amount. Contact them via Email [[email protected]]1 or WhatsApp +16572137971. ''' How i got a quick loan. Go1dfish undelete link unreddit undelete link Author: VanKaren 1: mailto:[email protected]
03-21 01:34 - 'Hello Looking for a quick loan please contact us Via email [email protected] .com For more information / WhatsApp or call +1 (205) 289-0657' by /u/Edison_loan removed from /r/Bitcoin within 155-165min
02-06 23:22 - 'Are you in any kind of financial loan problem? Do you need a quick loan to clear up your debts and get back to business At very low interest rate? If yes kindly contact us now via E\_mail: [[email protected]' by /u/michael12345111 removed from /r/Bitcoin within 90-100min
I've learned a lot by surfing these subs. I internalized it and am really happy with where I am. I wanted to take a minute to pay it forward and distill what I've internalized into first principles. First, a bit on my background. I was always interested in being FI and know that money doesn't equal freedom, but it is an aspect of freedom (if nothing else, freedom from worrying about meeting basic needs). I was saving heavily in my mid 20's but was also working for a nonprofit. I was saving 50% of my income but it honestly wasn't amounting to all that much. I wound up spending about a year teaching myself data science before and after work. I was really motivated by the field and, luckily for me, it turns out to be quite lucrative. I also started skydiving. That meant moving to a shared 1 bedroom apartment with somebody I butted heads with so I could afford it and not overly sacrifice savings goals. That was a tough call because skydiving is expensive, but it also made me much more risk tolerant and a generally happier and less reactive human. Skydiving taught me that most of my fears were unfounded (evolution predisposes you to fear more than you have to) so I geared up for a big life change. When I was good enough at data science, I quit my job in the nonprofit and moved to San Francisco to do a 3 month bootcamp program. Everybody thought I was nuts. That drained my savings virtually down to the last dime (with no debt though). I got my first job in the industry making very little money in a role where I would learn a lot. I loved it and got a promotion in (I shit you not) 2 weeks of being on the job. That was my first 6 figure income. Zoom forward four years and I'm at a major company with a significant equity stake, financially comfortable, and having just bought a home. Not quite yet FIRE but getting close depending on how my company stock does. Obviously everybody's path is different. But principles are more universal. With all that, here are the main principles that lead to my success:
Find the global maximum. I was top of my game in that nonprofit with a relatively good income and title, but I was growing unhappy and knew I wouldn't make my longterm goals. It was a tough call to quit, drain my savings, and move. But I did it and now I feel like I'm in a global personal maximum for life satisfaction, earning, etc. This means longterm thinking
Stay balanced. I almost burned myself out on FIRE multiple times. I started seeing everything as costs. Be scrappy on everything but what makes you most come alive. That's crucial for longterm motivation
The best investments are always in yourself. Active recovery, eduction, socializing, etc. are the best investments you can make. They're bad investments on the short term but great on the longterm
Save on housing until you're ready to purchase a home. My rule was that I'd live with roommates until I had enough for a down payment. When covid happened, I decided I wouldn't buy a place until the market rebounded so I let my investments sit until they rebounded, sold, and purchased a home. Most people lose too much money on housing
Never pay interest. This is an exaggeration but it's the biggest lifetime expense for more people. I pay some interest but both my small car loan and mortgage are below 3% interest. That means, with inflation, my money is likely better in the stock market than paying back those loans. So apart from that interest, I've been lucky enough to manage to avoid it like the plague
Take risks and experiment. Most people are way too risk adverse, scared to place strategic bets. I've lost a lot of money on risky things but have gained so much more in experience. Spending thousands on bitcoin miners in the early days while on a shoestring budget? Lost a lot on that. But it resulted in learning an appropriate way to buy crypto and the net effect was many more thousands of dollars in gains
Have mentors/models. If you don't do this explicitly, you default to modeling your behavior on whoever is around you. Think of who your top models for behavior are (financial, relationship, etc) and figure out what makes them tick. For me it was Mr. Money Moustache, some abundance-oriented technology thought leaders, and some anti-consumer friends who were militant about how owning things doesn't make you happy
Don't defer pleasure. I came to realize that many of my thoughts on retirement were quite Catholic (thanks, dad). In other words, I was deferring pleasure until retirement like my Catholic father was deferring pleasure until the afterlife. Be fiercely present and enjoy today. Finances are only one part of life satisfaction
Have an abundance and growth mindset. Most people think of money as a scarce resource. It's not. Anybody can generate it given enough time and effort. Think big picture and work incrementally towards it rather than accepting the career progression of your peers or employer. Most people underestimate how much employers will recognize a strong sense of drive and personal responsibility
Change is necessary. For the Buddhists, that's the source of all suffering. Do we want to sacrifice the mediocre reality today for the option of a better reality tomorrow? Most people are so change and uncertainty adverse they can't adapt to more beneficial situations. Being open and curious and optimistic about change is necessary, otherwise the mediocre today seems like a better bet or you'll change and then quickly regress. The opportunity cost for change is whatever situation you currently find yourself in. Make sure you're ok with this and have the confidence to course correct if you get in over your head
TL;DR - Reality is malleable. You can achieve whatever you want as long as you take a step back, strategize, and then kick some ass. If you adopt some principles and play the long game, you'll ace this whole life thing Edit: Glad this got so much attention. I feel like I've paid forward the mindset and benefits this sub helped me create. Thanks for being part of that!
Need Help Quickly for a Home Loan Stalled by Bitcoin
I have a home loan through Wells Fargo that is hinging on me proving I own 4 bitcoin addresses. How can I provide crytopgraphic proof that can possible be demonstrated on blockchain.info? Thanks so much folks.
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